401k Max Contribution 2025 And Ira Rmd . As kiplinger has reported, if you are younger than 50, the maximum amount you can contribute to a roth 401 (k) for 2025 is $23,000. The irs announced increases to 401 (k) and ira contribution limits for 2025 on november 1.
The contribution limit for 401 (k), 403 (b), thrift savings plans and most 457 plans will be $23,000 in 2025, rising from $22,500 in 2023. Based on the secure 2.0 act, roth 401 (k) account holders no longer have to take rmds.
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